The object of baccarat is to obtain a hand with a point total closest to 9. Aces count as one; 2 through 9 as their face value; tens and picture cards count as zero. If the value of the hand is ten points or more, subtract ten, and the remainder is the baccarat point value of the hand. For example: 7+6=13=3 and 4+6=10=0
| Point Value of First Two Cards: | |
| 0 - 5 | Draws a card. |
| 6, 7 | Stands. |
| 8, 9 | “Natural hand”, no further draw. |
| Point Value of First Two Cards: |
Draws when the player’s third card is: |
Does not draw when the player’s third card is: |
| 0 - 2 | Always draws a card. | |
| 3 | 0 - 9 | 8 |
| 4 | 2 - 7 | 0, 1, 8, 9 |
| 5 | 4, 6, 7 | 0 - 3, 8, 9 |
| 6 | 6, 7 | 0 - 5, 8, 9 |
| 7 | Always stands. | |
| 8, 9 | Player cannot draw. | Player cannot draw. |
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